SAMAWATI INITIATIVE
& EMPOWERMENT PROGRAMME

We are fully registered and licensed by the Government of Kenya to operate and foster financial services to small and medium entrepreneurs, helping them realize, seize and utilize their maximum potential through the approval of this institution.

We are ready with the
products and services you need today, tomorrow and in the future .

Our services

Our services

  • Registration fee is Ksh.200 only.
  • Minimum saving of Ksh.30 per day.
  • Loans at 1% & 1.5 % respectively.
  • Free daily deposits through mpesa.
  • Daily savings collected at your door
  • steps by our authorised agents.
Loans we offer

Types of Loans we offer

  • Biashara Loans(Business loans)
  • Haraka Loans(Advance/Emergency)
  • Masomo Loans(Education loans)
  • Wakulima loan
  • Soko Chap Chap Loan
  • Beba Loan
Product & Tariff Guide

Tariff & Product guide

Loan application depends on a members ability to service it and must have saved Ksh, 5,400 in a period of not less than 6 months. It is disbursed within 7 working days and repaid in 6 months on daily contributions.

Tabasamu (Smile) Loan

Tabasamu Loan

This is the first loan that comes in 3 categories: -

  1. Ksh. 10,000
  2. Ksh. 20,000
  3. Ksh. 30,000

Uplift Loan

Inuka Loan

This is the second loan that is given to our members. It ranges between Ksh. 40,000 - Ksh. 100,000

Timiza Ndoto (Achieve Goal) Loan

Timiza Ndoto Loan

This is the third loan that is given to our members. It ranges between Ksh. 100,000 - Ksh. 500,000

Loan Benefits

Loan Benefits

  1. One week loan processing.
  2. Interest waiver for early loan clearance.
  3. Flexible daily repayment terms.
  4. Free business viability advice during assesment.
  5. Upto date monthly records of your payment
Collateral Security Accepted

Collateral security Accepted

  1. Motor bikes logbooks
  2. Motor vehicles logbooks
  3. Title deeds
  4. Household properties
  5. Farm inputs

Who we are

The organization has incorporated professionals and successful business fellows, who leave the same spirit of entrepreneurship to find new modalities of helping interested businesses communities, small, medium and large scale, by capacity building, credit facilities, financial contributions or any other financial assistance in order to improve their economy status. We are ready with the products and services you need today, tomorrow and in the future.

S.E.P is a grassroots initiative committed to empowering individuals through financial, mentorship, and community support. Inspired by the Swahili word Samawati, meaning “sky,” we believe in limitless potential and creating spaces where people can rise, thrive, and lead change from within

Empowering You, Improving Your Business

To foster sustainable financial development by empowering families and communities.

Ensuring innovation and sustainability by providing financial services to families and communities helping them to fully utilize the available resources and opportunities.

Malezi bora account
(Akiba ya watoto)

This is an account created for parents to save for their children for a bright future. A child is registered with Ksh 20 and starts saving.

OPPORTUNITY

The opportunity is open to all people in the business and entrepreneur circles who are able to raise the required amount for daily contribution from minimum of Ksh. 30 and above

These people include:

  • 1 Shopkeepers
  • 2. M-pesa operators
  • 3.Shoe shiners
  • 4.Mobile phone dealers
  • 5.Farmers
  • 6.Tailors
  • 7. Butchery owners and
  • 8.Workers Mechanics
  • 9.Hotel owners and workers
  • 10.Salon and Barbers
  • 11.Boutique owners
  • 12. Bodaboda operators
  • 13.Matatu operators
  • 14.Mama Mboga
Contact us

Get in touch

We're always on the lookout to work with new clients. If you're interested in working with us, please get in touch in one of the following ways.

Address

View park towers 11th flr, suite 7

Phone

0798 163 131